Sunday, May 17, 2020
Personal Assistant Cover Letter Sample - Algrim.co
Personal Assistant Cover Letter Sample - Algrim.co Personal Assistant Cover Letter Template Download our cover letter template in Word format. Instant download. No email required. Download Template Related Hiring Resources Personal Assistant Job Description Sample
Thursday, May 14, 2020
A Millennials Guide to 401(k) CareerMetis.com
A Millennialâs Guide to 401(k) Original Image Source â" Depositphotos.comRetirement comes once, so preparing for it as best as you can is incredibly important. But, preparing for retirement is often much easier said than done. For millennials, this is especially true; in 2018 the average millennial had $25,500 in their 401A 401First and foremost, not enrolling in your companyâs 401Furthermore, many employers have a waiting period, meaning you have to be employed with them for a set amount of months before you can set up and make contributions to your 401Sometimes contributing a certain amount just isnât in the cards. If money is tight and you can only contribute a small percentage, thatâs okay.Even so, itâs important to regularly check your budget and determine if upping your contribution amount is doable or not. If you can afford to increase your percentage of contribution to your account, do it as soon as possible. Again, this can amount to thousands and thousands of dollars over time.4) Ignoring the Po tential of a RothAlmost 100% of the time, 4015) Cashing Out Your 401Millennials may not have Social Security to rely on at retirement like previous generations, so avoid cashing out your 401If your employer doesnât offer a 401(k), or you simply want to supplement your 401(k) in other ways, youâre in luck. There are a number of alternatives and supplemental accounts that can help you build a healthy retirement now.a) Traditional IRAA traditional individual retirement account (IRA) operates a lot like a 401(k) but without any employer involvement. You make contributions, your taxable income is reduced, and your qualified withdrawals are taxed at retirement.Like a 401(k), thereâs a contribution limitto be aware of, so make sure youâre always staying within the limit to avoid excess contribution penalties. Youâll also have to make minimum withdrawals from your account when you reach 70 1/2. This means you canât leave your entire IRA as a nest egg for your loved ones.Just lik e a 401(k), if you have a lot of earning potential with your job or skillset, a traditional IRA may not make as much sense for you as a Roth IRA.b) Roth IRAA Roth IRA operates like its 401(k) counterpart. With a Roth IRA, you can make post-tax contributions, build a nest egg, and then enjoy tax-free withdrawals when you retire.Itâs worth noting that youâre never forced to make withdrawals from a Roth account, so you can leave this account to your loved ones long after youâre gone as well.If you donât think youâre going to be in a substantially higher tax bracket near retirement, a Roth account may not make sense for you.c) Brokerage AccountsBrokerage accounts can be a wise way to invest and build a retirement, but they require varying levels of investment knowledge depending on the route you want to take.With a brokerage account, you invest your funds through a brokerage firm, which then takes your funds and invests them. This can be a great way to build a diverse portfoli o, as they can invest your funds in real estate, stocks, and so on.If you have a lot of finance and investment knowledge, you can use micro-investing appsor simply fly solo and invest funds on your own. If youâre less familiar or want to play it a little safer, many brokerage firms will offer their services for a fee and simply ask you about your financial goals, and then invest for you.d) Index FundsPlaying the stock market can be risky, stressful, and difficult for the layman. Index funds allow you to reap the benefits of the stock market without all the risk.When you invest in an index fund, you invest in a collection of stocks that make up an entire market index. For example, if you invest in the Standard Poorâs 500 Index, you invest in the 500 companies that make up that index. This reduces the risk that comes with investing in a single company and increases your chances of having stable growth over the course of many years.Another perk of index funds is that they generall y donât have many fees associated with them, such as the handling fees that can come with brokerage accounts. This allows your money to go further, which again, can translate to thousands over the lifetime of a retirement account.Build Your Best FutureRetirement may feel like itâs a long way off right now, but it will be here before you know it. Account growth takes time, so getting your retirement account off the ground is more important now than ever.Itâs better to invest something rather than nothing, so even if you can only afford a small amount, get your 401(k) or other account started as soon as possible. You can even consider earning additional income with a part-time weekend job to compensate for adding more into your 401(k). Over the course of many years, even the smallest sums can grow into a substantial amount that helps you live your most comfortable life after retiring.
Sunday, May 10, 2020
Why not to ask why
Why not to ask why I'm a big fan of Simon Sinekâs Start With Why TEDTalk and agree that understanding the purpose (both yours and othersâ) is crucial to success. Yet when weâre conversing in the course of everyday life, there are definitely situations when the word why at the start of a question is not your friend. âWhyâ puts people on the defensive. It tends to come across as demanding and confrontational. As in, âwhy are you late?â and âwhy did you do that?â If your intention is to demand, confront and put someone on the back foot, then by all means, âwhyâ away. When egos are at stake or you want to invite people to engage with you, there are a host of better options. At the board meeting My friend Nora (not her real name) is a non-executive director and shared with me her technique for phrasing concerns in a way that produces the best outcome. When the CFO presented the companyâs budget at the board meeting showing a ten-fold increase, Noraâs first thought was, âWhy are you showing us this hockey stick projection? Youâre never in a month of Sundays going to make that budget!â But how to phrase that in a constructive way? She chose the following: âHow do we know that a ten-fold increase can be achieved?â And a rational discussion ensued. In the end, it became clear to the management team that they needed to go back and review the numbers, but thanks to Noraâs deft questioning skills, everyone maintained their dignity in the process. My personal favorite is, âWhat would need to be true in order for us to achieve that budget?â Or another good way is to ask, âWhat would it take for that to happen?â With your mentee When youâre mentoring someone, a sign of success is that they leave your presence feeling better than when they came in. So itâs not useful to make them feel bad about themselves even though they may be coming to you for advice on how to extricate themselves from a tricky situation. Instead of, âWhy on earth did you say that to the client?â thereâs always, âWhat were the circumstances that led to this situation?â And âWhy didn't you put yourself forward for that role?â could become âWhat was your thought process for decidingâ¦â When youâre at home This works surprisingly well in my personal life as well â" an added bonus (or perhaps the main point?). When our kids asked permission to go to an event and we werenât very excited about it, it didnât work very well to ask, âWhy would you want to go to that?â or worse yet, âWhy should we let you go?â Not only are those questions hard to answer respectfully, they tend to cause an argument. Instead, âCan you tell us more about it?â turned out to be a more neutral and successful way to get the information and assurances we wanted. And on those ârareâ occasions when family members are not âfalling in lineâ and doing exactly what I want them to do when I want them to do it, itâs tempting to shout something like, âWhy are you being so stubborn?â Much as it feels satisfying to vent, my personal experience is that no constructive conversation has ever come from a question like that. Plus, accusing someone else of being stubborn usually means I am appearing just as stubborn from their point of view. Itâs a lose-lose situation. What has worked better for me is to change tack and ask, âWhat would you prefer to do instead?â Back to Career Mastery At the board level, itâs all about the questions you ask, how you phrase them and how well you listen to the answers. But why wait until youâre in that rarified atmosphere to put this to work? You can start getting the benefits right now no matter what your level. Get to work learning to ask questions in a way that achieves your purpose⦠and with a minimum of collateral damage. Itâs a skill that becomes more valuable the more senior you become. Iâd love to hear how you do with your practice. And in the meantime, please let us know in the comments below: what are your favorite questions? Valuable skill: ask questions that achieve your purpose with minimum damage #CareerMastery
Friday, May 8, 2020
Elementary Teacher Resume Examples - 3 Quick Tips
Elementary Teacher Resume Examples - 3 Quick TipsNowadays, almost every company has a need for a competent and expert teacher. It is one of the few jobs that have not lost its charm. There are plenty of websites online that offer elementary teacher resume examples for you to choose from. The most obvious point to note here is that these resumes should be taken in the right perspective.Before going ahead, it is important to make sure that you don't skimp on the requirements, because there are instances when even a good looking resume is useless. Your task is to understand that no matter how much effort you put into your resume, if it lacks some requisite elements, it would be too late. Read further to know how you can make a good first impression for yourself.The very first step when you are going through elementary teacher resume examples is to make sure that it is short. Nothing is more annoying than typing out a long text and then having to waste a lot of time after writing. By hav ing short, concise resume, you will be able to make your resume the right first impression for the company you are applying for.It is a final point to remember here. Make sure that you include your contact details, your title, and any job experience that you can put up. Keep in mind that even if you have a good education, a bad resume will only be considered if you make it attractive.The second step that you should take when you are going through elementary teacher resume examples is to create a design that matches your specific situation. You should have a custom resume that compliments your skills, personality, and level of proficiency.The third thing that you must do is to reach out to the website's support team to check out their capabilities. Do not hesitate to ask questions regarding your needs or request for further clarification. Sometimes the support staff is completely overwhelmed and they may not have the answers.If you need help, there are even service companies that wil l be more than happy to assist you. However, make sure that you are not paying for anything that you don't need before you contact them.The last and most important thing to remember when looking at elementary teacher resume examples is to review the information carefully. Don't go ahead blindly, check everything out, and you will be well on your way to getting a great job.
Tuesday, April 21, 2020
Key Phrase For Writing Resume - How To Download The Resume Of Your Choice
Key Phrase For Writing Resume - How To Download The Resume Of Your ChoiceHave you ever wondered what the key phrase for writing resume can be? It is easy to find out what the key phrase is. But to do so is not the only thing that you need to do, you also need to check the places where the resume can be easily downloaded from.The most important thing that you need to do before you start writing your resume is to find out what the requirement for a resume is. Before you go into any work in which you need to write resumes then you need to find out what the requirement for writing resumes is. Well if you are not sure about it then I will explain what it is. It is your dream job and hence the search for jobs is your job and is important for you.Writing resumes is not as easy as it seems and there are many things that you need to consider before you get started. Just a few minutes of research can help you a lot in this regard. So now you can start looking for the best places where you can download the resume of your dreams.Just use the internet and search for the word 'resume' and look for websites that provide you the option of downloading resumes of your choice. This process may seem to be quite confusing but it is not. Here are some tips that can help you.When you are looking for the place where you can download the resume, make sure that you are not just choosing from one place only. If you do so then chances are that you will just pick a few and then if they are not the right one for you then you will have to spend more time in re-creating the resume. And if you have the right one then you do not have to spend any time in re-creating it.So it is always better to download it and find out which one suits you the best. There are many sites on the internet which allow you to download the resume of your choice and this can be done easily without any problem. All you need to do is just type the resume that you have chosen and click on the button which will allow you t o download it. You can find the right resume easily.Thus if you search the internet carefully then you will be able to find the right place to download the resume of your choice. Many times people think that all these sites are a scam and are not reliable. They just waste their time in this manner.
Thursday, April 16, 2020
Fraud, Deceptions, and Downright Lies About Latest Trends in Resume Writing Exposed
Fraud, Deceptions, and Downright Lies About Latest Trends in Resume Writing Exposed Getting the Best Latest Trends in Resume Writing Start Blogging right away Blogging is a rather simple matter to do. Job search is still personal. Employing the right key terms in your resume is another important component that could help get you past the ATS. To start with, you don't consider the formatting of your documents. Wrong formatting, fonts, colours and several different reasons may be the reason the program cannot read your resume. Rumors, Lies and Latest Trends in Resume Writing Bear in mind you will remain in a position to communicate with your writer through the dashboard messenger, therefore a telephone call is not essential. All the info in your resume ought to be split into special section, according to some rules. It's extremely important to read carefully essay services reviews, because you wish to steer clear of low superior services. Even more, resume isn't a book and you must place only the most relevant information at the same page. You ought to be up on all the most recent tech innovations in your area. You've got to compose several academic papers over the duration of a year. Technology has b ecome more and more critical in recent decades.
Saturday, April 11, 2020
Jewel Bracy DeMaio
Jewel Bracy DeMaio Jewel Bracy DeMaio | Consultant, Coach, Author, Advisor Show who you are â"thatâs the first thing that needs to happen in order to land the next big job you love! Jewel Bracy DeMaio says demonstrating the real you means embracing your professional gifts, making your value shine, and showcasing your good image. As a resume writer and job search coach for 16 years, Jewel moves you away from what the masses have done, so you understand why those tired job search practices donât work, and adopt new approaches that lead to you to a breakthrough! Jewel is the author of The Ultimate Job Search Guide: Land Your Ideal Role With Bullseye Precision. Her work has been featured in books including the Expert Resumes series, and her articles and commentary have been featured on Forbes.com, Yahoo, and 6FigureJobs, among others. Twitter: @jewelbracydemai LinkedIn: /in/resumewriterphiladelphia/ Personal Website/Blog: www.aperfectresume.com Recent Posts 6 Of The Scariest Resumes Iâve Ever Seen What To Say When An Interviewer Calls You At A Bad Time READ MORE POSTS ? More Experts Have you joined our career growth club?Join Us Today!
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